What steps help when comparing car loan offers across multiple lenders?
Hey folks, wondering what steps actually make a difference when you're juggling car loan offers from a bunch of different lenders? Last weekend I was eyeing this second-hand SUV for weekend getaways with the dog, got quotes from my bank and a couple online places, but now I'm buried in numbers and not sure how to pick the best one without overpaying big time. Anyone got tips on what to prioritize?
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Picked up a few tricks the hard way after financing my last ute a couple years back – ended up saving a fair bit by not just chasing the lowest advertised rate. The real game changer for me was chatting with a broker who shopped around dozens of options and nailed down flexible repayments that fit my irregular work hours, plus no nasty surprises on fees. If you're in the same boat, maybe check out something like https://beaujohnsonfinance.com.au/car-loans/ for that kind of hassle-free comparison across heaps of lenders. Ended up with quick approval and terms I could actually manage without stress. Definitely shop multiple spots, look at the full comparison rate including fees, and think about the loan length too – shorter might cost more monthly but saves heaps on interest overall. Worked out well for me anyway.